Tuesday

"I make financial choices that align with my values."

Welcome to Tuesday! Today, we're chatting about:

• Micro-tasks that make your days easier

• How to declutter your budget

• Are you wasting hundreds on this bill? See here

• When money can buy happiness

Micro-Tasks That Make Your Day Feel Lighter

There’s something strangely calming about getting one tiny thing off your plate, especially on days when your brain feels stretched thin. And the good news is that most “life admin” doesn’t require a whole afternoon. All you really need is a few idle minutes and your phone.

Those in-between pockets of time (waiting in line, sitting in the pickup lane, standing over a boiling pot of water) are perfect for a micro-task. Cancel the free trial you forgot about. Schedule the doctor’s appointment you’ve been mentally bookmarking for weeks. Check whether your car insurance rate quietly crept up. Move a little money into savings before you talk yourself out of it.

Micro-tasking works because it trims the mental clutter you carry around without asking for a big emotional lift. It gives your brain a quick win and interrupts the feeling that everything is piling up at once.

It’s a small shift, but it adds up. One tap, one unchecked box, one thing no longer floating in the back of your mind.

The Easiest Way to Declutter Your Bills

There’s a kind of clutter you never see: the kind that quietly renews itself each month on your bank statement. A gym membership from last winter’s motivation burst. A streaming platform you opened twice. An insurance premium that crept up without telling you. It all adds up, not just in dollars but in background noise.

A softer way to approach it? Choose one bill each month and give it a quick check-in. No spreadsheets, no overhaul. Just a tiny moment of clarity. Ask yourself: Do I still use this? Do I still want this? Does this still feel worth it? Even this small pause can create more ease than you’d expect.

Financial planners say that a simple quarterly review can put money back in your pocket. More than 70% of people are paying for at least one subscription they didn’t realize they still had. But the magic here isn’t the savings. It’s the feeling of lightness that comes from paying attention to your life in small, doable ways.

You Could Be Wasting Hundreds On Car Insurance

You could be wasting hundreds every year on overpriced insurance. The experts at FinanceBuzz believe they can help.

If your rate went up in the last 12 months, check out this new tool from FinanceBuzz to see if you’re overpaying in just a few clicks! They match drivers with companies reporting savings of $600 or more per year when switching!* Plus, once you use it, you’ll always have access to the lowest rates; best yet, it’s free. Answer a few easy questions to see how much you could be saving.

See if you’re overpaying here.

Thank you to FinanceBuzz for sponsoring Note To Self. 

Money Habits That Truly Nurture You

Some purchases are forgettable. Others quietly support your well-being in ways that last. Experts say the most meaningful spending usually has nothing to do with luxury. It’s about the choices that lighten your load, create connection, or give you back time.

Experiences tend to matter more than things. A shared lunch, a class you’ve been curious about, or time away from your routine offers memories and belonging that outlast any impulse buy. Research from psychologist Thomas Gilovich shows these moments consistently create more happiness than material goods.

There’s also relief in outsourcing where you can. Paying for help with chores or tasks you dread isn’t indulgent; it’s a way to reclaim energy for what matters most. And some investments simply strengthen the foundation you live on: better sleep, movement that feels good, a checkup you’ve been meaning to schedule. These aren’t splurges. They’re stability.

Thoughtful spending isn’t about buying more. It’s about choosing what genuinely supports the life you’re building.

Wellness Round-Up

A Note From Us

Parting Thoughts

• ✅ True or False: True. The anticipation of a reward (even browsing) can activate the brain’s pleasure centers.

• 🌅 Sunset Of The Day: Sunsets are more than beautiful—they’re actually good for your mood. Got a favorite one? Reply to this email with your best sunset or sunrise photo for a chance to be featured!

• 💭 Final Self-Care Thoughts for Today: You don’t have to justify every treat. Sometimes, a thoughtful splurge can be a way of honoring your effort, energy, or growth.

Enjoying Note to Self?

Know of a great self-care tip or article you'd love to share with the community? Want to send us pictures of you completing one of your self-care rituals? Email us at [email protected]!