Wednesday

"Each pause helps me return to myself."

Welcome to Wednesday! Today, we're chatting about:

• Tips for managing financial stress

• Prepping your money resolutions

• Ready to tackle your credit card debt? Start here

• What is career minimalism?

Tips for Managing Financial Stress

Money stress can weigh on you in ways that go beyond your bank account. It can disrupt your sleep, heighten anxiety, and make everyday decisions feel impossible. The goal isn’t to make stress disappear. It’s to manage it in small, realistic ways that help you regain a sense of control.

Start with awareness. Write down what’s actually worrying you, such as bills, debt, and unexpected expenses. Separate what you can address now from what needs a long-term plan. Tackling one concrete task, like checking your account balance or setting up an automatic bill payment, can calm your nervous system and help you feel more in charge.

Next, make space for balance. Financial pressure often leads to isolation, but connection helps you cope. Talk with a friend about what you’re going through, or meet with a financial counselor if possible. Even pausing for deep breaths before checking your accounts can shift your body from panic to focus.

Small steps matter most when everything feels uncertain. You can’t solve financial stress overnight, but you can take care of your mind while you work toward stability.

How to Set Money Goals That Actually Stick

Most people set financial goals with good intentions, but lose steam by spring. The trick isn’t more discipline, it’s meaning. When your money goals line up with what you actually care about, you’re more likely to stay committed.

Start by identifying your top three to five values. Maybe they’re freedom, security, creativity, or connection. Then list your money goals—like paying off debt or saving for travel—and see which ones align with those priorities. If a goal doesn’t match what matters to you, tweak it until it feels motivating.

You can also picture your future self one year from now. Imagine the relief of seeing your debt balance at zero or waking up on that trip you saved for. That visualization helps make your financial goals feel real and worth sticking with.

The best goals aren’t just about money. They’re about building a life that reflects your values, one intentional choice at a time.

Tackle Your Credit Card Debt By Paying 0% Interest Until 2027

If you have outstanding credit card debt, getting a new 0% intro APR credit card could help ease the pressure while you pay down your balances. FinanceBuzz’s credit card experts identified top credit cards that are perfect for anyone looking to pay down debt and not add to it! Click through to see what all the hype is about.

Explore FinanceBuzz’s top 0% APR cards.

Thank you to FinanceBuzz for sponsoring Note To Self. 

The Rise of the “Boring Job” Movement

Gen Z is quietly rewriting the rules of work. Instead of chasing dream jobs, many are choosing steady, “boring” ones—and finding more peace in the process.

Accounting, plumbing, and other stable careers are becoming popular again for one simple reason: they offer security in an uncertain economy. Fewer layoffs, good pay, and work-life balance are proving more appealing than creative chaos.

This shift, known as career minimalism, isn’t about giving up on passion. It’s about separating income from identity, and building space for joy outside the office. For a generation that’s grown up with instability, the calm of a reliable job might be the most exciting choice of all.

Wellness Round-Up

A Note From Us

Parting Thoughts

• ✅ Did You Know: Money habits are often formed by age seven.

• 🌅 Sunset Of The Day: Sunsets are more than beautiful—they’re actually good for your mood. Got a favorite one? Reply to this email with your best sunset or sunrise photo for a chance to be featured!

• 💭 Final Self-Care Thoughts for Today: Financial health isn’t about having it all figured out—it’s about building a relationship with your money that feels honest and manageable.

Enjoying Note to Self?

Know of a great self-care tip or article you'd love to share with the community? Want to send us pictures of you completing one of your self-care rituals? Email us at [email protected]!