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- 💭 The real reason summer can cause anxiety
💭 The real reason summer can cause anxiety
Friday 7/17: Sponsored by Atwave and Cash App - summer anxiety, earthing, self-compassion
Friday
"I allow myself to enjoy where I am without looking ahead."
Welcome to Friday! Today, we're chatting about:
Why anxiety might spike in the summer
What is earthing?
You might be paying too much for car insurance
How have more self-compassion
Help your kids build smart money habits
Did You Know?
The 5-4-3-2-1 method uses your _____ to help you feel more grounded.
Scroll for the answer!

Why Your Anxiety Might Spike in the Summer
Summer is supposed to feel carefree, which is exactly why anxiety during this season can catch people off guard. Heat, routine disruptions, social pressure, and constant exposure to everyone else's highlight reels can quietly add up. And because the season is culturally associated with fun and freedom, it can feel harder to admit when it's not feeling that way.
A few things make a real difference. First, set realistic expectations for the season. You don't need a packed bucket list or a vacation worth posting about. Giving yourself permission to rest and say no to things is just as valid a summer plan as anything else. Second, keep your basics as steady as you can. Sleep, meals, movement, and some daily structure help regulate your mood even when your schedule gets looser than usual.
Social media is worth watching too. Scrolling through other people's best moments creates a comparison that isn't fair to yourself. Taking breaks from it, even short ones, tends to shift your mood more than most people expect. And when anxiety does creep in, tuning into what you're actually feeling and why helps more than trying to push through it. Sometimes just naming the source takes some of the pressure off.


How Does Earthing Work?
Earthing, also called grounding, is the practice of physically connecting your body to the earth's natural electric charge. Think walking barefoot on grass, lying on the ground, gardening, or swimming in natural water. The idea is that direct contact with the earth helps stabilize your body's electrical system, which may reduce stress, inflammation, and sleep disruptions.
Early research is promising. Studies have linked earthing to improvements in fatigue, sleep quality, blood pressure, and mood, though the research is still limited in scale and needs more replication before any strong conclusions can be drawn. Most experts suggest starting with at least 30 minutes to begin noticing a difference.
If getting outside isn't always an option, indoor grounding products like mats, blankets, and socks are designed to mimic the same connection. They're easy to incorporate into a daily routine and relatively low cost. Earthing isn't a replacement for medical care, but as a simple addition to a wellness routine, it's low risk and accessible to almost everyone.


Are You Paying Too Much for Your Car Insurance?
Insurance rates have climbed, and if you haven't compared recently, there's a good chance you're overpaying. Insurify lets you see real quotes from top carriers in minutes, so you know exactly where you stand.
Just enter your car make and ZIP code to instantly pull up rates side by side. No phone calls, no agents, no fees — just a fast, clear look at what's available in your area.
Drivers are finding rates starting as low as $39/month. The only way to know is to look.
Average potential savings based on initial quotes received by 151,494 customers seeking insurance through Insurify. Actual savings may vary depending on state of residence, individual circumstances, coverage selections, and insurance provider. Savings and lowest rates do not reflect typical results.
Thank you to Atwave for sponsoring Note To Self.

Learning Self-Compassion Is Possible at Any Age
Most of us are pretty good at showing up for the people we care about. Being that same person for ourselves is a different story. Self-compassion doesn't come naturally for a lot of people, and that's not a personal failing. For many, it simply was never modeled growing up.
The good news is that it's a skill you can build. A few small practices can help get you started. When you're having a hard moment, ask yourself what you'd say to a close friend in the same situation and then actually say it to yourself. Notice the gap between how you'd treat them and how you're treating yourself. That gap is usually where the work is.
It also helps to become aware of what's blocking you. Common beliefs like "being kind to myself will make me lazy" or "I don't deserve a break until I've earned it" are worth examining. Self-compassion research consistently shows the opposite is true. People who treat themselves with more kindness tend to be more motivated and resilient, not less. When you're struggling, a simple reframe helps: remind yourself that you're doing the best you can, that making mistakes is part of being human, and that you don't have to earn the right to feel okay.


Help Your Kid Build Smart Money Habits Early
If you have a kid between 6 and 12, you can start teaching them smart money habits right now with Cash App. Kids between 6 and 12 can now have a Cash balance, order a Cash App Card, and start saving, but they don’t get access to the app.* There are no subscription fees, and you control it all through your app and account.
Manage money together
A Cash App Card designed by them: They get their own debit card to design, made by them, with you alongside. They can spend their allowance or money from chores, but you can set spending limits.
3.25% interest on savings: Kids can earn 3.25% interest and start building strong saving habits early.**
Safe money transfers: You can choose up to 5 people who can send them money. They can't send money or buy stocks or bitcoin.
Parent-controlled account: They can't log in on their own, and they don't need a phone. You control their account and see their activity.
Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Savings provided by Cash App, a Block Inc. brand. *Parents and legal guardians can open a managed account for kids 6-12. To view the eligibility requirements for sponsoring a teen or child, please visit the Sponsored Accounts section of the Cash App Terms of Service. **Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn interest on your Cash App savings balance, you need to have sponsor approval. Exceptions may apply. Savings yield rate is subject to change.
Thank you to Cash App for sponsoring Note To Self.

The Pause
Before you go, take a small pause from your day with this tip brought to you by The Note To Self editors.
Journal Prompt: Where could I be a little gentler with myself?

Wellness Round-Up

Parting Thoughts
✅ Did You Know: The 5-4-3-2-1 method uses your senses to help redirect your focus to your surroundings.
🌅 Sunset Of The Day: Sunsets are more than beautiful—they’re actually good for your mood. Got a favorite one? Reply to this email with your best sunset or sunrise photo for a chance to be featured!
💭 Final Self-Care Thoughts for Today: A slower summer can still be a good summer. Rest, quiet mornings, early nights, and simple routines count just as much as big plans.

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